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How to Protect Yourself When Hiring a Roofing Contractor



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If you’re like most homeowners, hiring a roofing contractor can cause some apprehension. Many homeowners share this anxiety because they have little or no experience with hiring a roofer nor do they understand how roofing systems work. Roofing projects can also be a major investment, so it pays to do some research beforehand. Here are three simple measures you can take to protect yourself when hiring a roofing contractor:

Draw up a contract

The most basic way to protect yourself when hiring a roofing contractor is to draw up a contract that details every step of the project. By spelling out the exact expectations on each side of the table, you can avoid future misunderstandings. A contract will also provide an opportunity for recourse if a breach occurs.

Some items worth including in a contract are: a start date and projected completion date, proof of liability insurance and workman’s compensation coverage, specific materials and products to be used, a warranty that covers manufacturing defects and workmanship errors, and a detailed estimate and payment timetable.

Never pay in advance

Reputable roofing contractors won’t ask you to pay in full up front, as they should have the resources to purchase materials. Instead, set up a payment schedule for the duration of the project, beginning with a deposit. A deposit should be no more than roughly one third of the cost of the project.

For large roofing projects, monitor phases of the work and make payments as the project progresses. Don’t make a final payment until the roofing work is done to your satisfaction. Remember to make all payments by check or credit card for your records.

Verify insurance

A roofing contractor should carry general liability insurance to protect you from unforeseen events, such as damage to your property, as well as worker’s compensation in the event a worker is injured. Ask to see certificates of insurance and call the phone number on the policies to check if they are current.

A general liability insurance policy should cover at least $1,000,000 for each occurrence and $1,000,000 for general aggregate. Professional roofers will readily supply you with proof of insurance.

If you want a reputable contractor that you can count on and trust, contact Impact Roofing today.

What Our Customers Say...

Aaron PorterAaron Porter
16:42 28 Feb 22
I had some damage from recent wind on my roof. I was referred to Impact Roofing by a friend and have been extremely pleased with their service. They were prompt, professional and took care of my repair to avoid further damage. I would HIGHLY recommend this company if you are looking for any roofing help! I will be using them myself when the time comes to replace my roof.
I DurneyI Durney
18:07 08 Nov 21
We were in a bad spot with a leaky roof down at work but being a small business owner I can’t afford to be taken advantage of. So glad we chose PFM. Brad gave us a great deal was professional and fixed everything in a timely manner. What a blessing.
Brandon JohnsonBrandon Johnson
20:04 11 Apr 20
Like many of the homes in the area, we had some shingles blow off after being hit hard by Wednesday evenings storm. There was not an excessive amount of damage, but enough that we needed some minor repairs.I spoke with a couple of different companies on Thursday. While they were friendly, their main objective was to take a deposit to put a tarp on my roof and try to get my insurance company involved.While considering the options I noticed PFM Roofing was completing a job just up the road, so I stopped off to talk with Rusty and his crew. They were happy to speak with me and look over some photos I had taken of the damage. After a short conversation he quoted me a reasonable amount to complete the repairs, and even better told me he could have it done the next day. Sure enough, today they showed up to replace the missing shingles and nail down any other shingles that had been raised by the storm.Overall it was a great experience. If you are in the same boat and have some roof damage that needs worked on it is worth your time to give these guys a call!
David GrovesDavid Groves
17:56 06 Jan 20
We called PFM to come repair the repair made by a less reputable company. I had some questions so the owner promptly reached out to me and took plenty of time to address them one by one. I could tell he takes great pride in his company's work and wants his customers to be 100% satisfied. Would highly recommend to anyone in need of professional roofing services.
Informed ConsumerInformed Consumer
21:26 23 Jun 19
PFM Roofing did a whole new roof for me. Competitive Price, Excellent Team, No problems, great people. Professional, respectful, courteous. On-time, kept me informed throughout the whole process. Well-spoken. Top-notch service and workmanship, excellent results, awesome cleanup! Brad and Chance are real Pro's! I highly recommend them for your Roofing job.
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